Vivid Money, the European financial platform for SMEs and freelancers, has announced the launch of a treasury account facilitating capital growth through iBonds, ETFs, money market funds, stocks and crypto-assets.
In Q2 2025, startups across Europe raised $12.6bn, Vivid Money quotes Crunchbase, adding that much of this capital sits uninvested in business accounts rather than generating returns. However, treasury accounts historically have been built mainly with corporates in mind and high minimum investment thresholds.
The new platform enables the various encompassed assets to be bought and sold at any time, with funds directly available to the business account. There are no lock-ups required. Activation is via tax ID and LEI code.\
Vivid Money says it is the first provider in Europe to enable this variety of investment instruments in one SME-focused account.
Alexander Emeshev, co-founder of Vivid Money, said: “In economically uncertain times, SMEs need tools to manage their cash with confidence. With treasury, we’re giving every business access to the same professional-grade instruments as corporates, helping them put idle funds to work, extend their runway, and build resilience for the future.”
